Is your bank slowly 'killing' you with an endless onslaught of bank fees?
I know mine is!
Every friggin month I get whacked with fees for this, that and the other goddamn thing - it's just ridiculous!
Here's what happened to me the other day…
I have accounts with two different banks - one for business and the other an every day checking account. I have an approved overdraft limit on my checking account, but no overdraft applies to my business account.
Unfortunately - re my checking account - I went $3.15 (that's "three-dollars-and-fifteen-cents") over my prescribed overdraft limit one day last week. Now bear in mind that I have a large 4-figure overdraft limit that seldom gets maxed out.
Well, guess what my so-called "customer-focused" bank did to me?……
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Why wouldn't they? US$12 billion in credit card 'late fees' last year is reason enough to love ANYONE!
You see, what the lending institutions and credit card companies of America DON'T tell you… is that they don't want you to pay off your credit cards at all!
Why the hell would they?
In the US alone last year, fees charged on credit cards totalled a whopping $13 billion! And that doesn't even include the outrightly immoral $12 billion charged in LATE FEES!!!
What does that tell you about our banks' moral obligation towards helping you keep your over-spending in check, huh?……
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"What kind of people make it their corporate mission to keep their loyal customers in perpetual debt for all eternity?"
I find it reprehensible - no, in fact I find it worse than that - I find it deeply threatening to the very core of our financial existence that our nation's banks can be allowed to 'get away' with half the crap they do and say!
Take for example, the way in which they promote credit cards:
In one breath, they try and fool you and I into thinking that they actually care about our financial well-being i.e. they won't let us have a credit card unless we have a clean credit score. Yet - and here's the clincher - once we DO get a credit card - they do everything within their 'greed and bottom-line driven power' to ensure we STAY IN DEBT UNTIL THE DAY WE DIE!……
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"Yes… 'banker' really does rhyme with w_ _ker!"
Check out this priceless little excerpt from an article in the New Zealand Herald recently…
"An Auckland, New Zealand man thought it was an April Fool's joke when an ASB bank teller tried to charge him $5 to split a $20 note. Only thing was… it wasn't April 1!
"I was shocked," said business college lecturer Peter Brown after making the request at the ASB in Lynnmall Shopping Centre, New Lynn.
I thought he was joking and I said, 'This isn't April 1, you know. You've got to be kidding'……
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